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WHAT DOES PEABODY STATE BANK DO WITH YOUR PERSONAL INFORMATION?
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Why? |
Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
• Social security number
• Account balances
• Account transactions
• Insurance claim history
• Credit history
• Mortgage rates and payments |
How? |
All financial companies need to share customers' personal information to
run their everyday business. In the section below, we list the reasons
financial companies can share their customers' personal information; the
reasons PEABODY STATE BANK chooses to share; and whether you can limit
this sharing. |
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Reasons we can share your personal information |
Does PEABODY STATE BANK share? |
Can you limit this sharing? |
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes-
to offer our products and services to you |
No |
We don't share |
For joint marketing with other
financial companies |
No |
We don't share |
For our affiliates' everyday business
purposes-
information about your
transactions and experiences |
No |
We don't share |
For our affiliates' everyday business
purposes-
information about your
creditworthiness |
No |
We don't share |
For non-affiliates to market to you |
No |
We don't share |
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What we do |
How does PEABODY STATE BANK
protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
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How does PEABODY STATE BANK collect my personal information?
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We collect your personal information, for example,
when you
• Open an account
• Deposit money
• Apply for a loan
• Use your credit or debit card
• Apply for insurance
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
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Why can't I limit all sharing?
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Federal law gives you the right to limit only
• Sharing for affiliates' everyday business purposes - information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies..
• PEABODY STATE BANK has no affiliates. |
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
• PEABODY STATE BANK does not share with nonaffiliates so they can market to you. |
Joint marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
• PEABODY STATE BANK doesn't jointly market. |
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Other important information |
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