Debit Card Fraud Prevention Services

Beginning February 2015, Peabody State Bank has contracted with First Data to implement additional fraud and risk management tools. Your debit card transactions will be monitored for potential fraud. If a recent transaction made with your debit card number is suspected of fraud, you may receive a call to verify the transaction. If you do receive such a call and the transaction was not authorized by you, your card will be blocked and you will be advised to contact the bank to obtain a new card.

If you have questions or concerns about this process, please contact the bank at 1-888-321-2181.

Important Reminder: The bank or First Data will not ask you for your debit card number during one of these calls. You will however, be asked to verify who you are and to verify whether you recognize recent transactions.

FREE CREDIT REPORTS

A recent amendment to the federal Fair Credit Reporting Act requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months. But there's only one online source authorized to do so. That's annualcreditreport.com .

Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report. Peabody State Bank has added this link to it's own website for your convenience and security. You will find the link listed in the Banking Services page and the Loan Services page.